It considers aspects such as: regularity, frequency, term of use, among others. Evaluates the depth and permanence in the use of financial products and services, seeking to determine the frequency and duration of use, as well as the combinations or portfolios of products available to people.

The quality dimension of financial inclusion establishes whether financial services fulfill the needs of its users, whereas financial well-being is a state wherein individuals can meet their financial obligations and feel secure about their financial future.